Calculate your savings

How much could you save?

Estimate how fixed monthly contributions could grow over time with monthly compounding.
Step 1: Currency
Choose the currency used for the estimate.
Step 2: Amount
A fixed amount invested at the end of each month.
Step 3: Time
Length of time you plan to save.
Step 4: Plan
Each plan uses a fixed annual rate assumption.
Who We Are

Who We Are and What We Do in Personal Finance

YourFuture is a service focused on personal finance management and retirement planning. We help people build long-term savings through a clear, calm, and transparent approach. Our goal is not to complicate financial planning, but to make it accessible for everyday individuals who want to prepare for the future without aggressive marketing, complex terminology, or unrealistic promises.

Simple and Accessible Approach

We believe that long-term savings should not be a privilege only for wealthy clients. People need a clear plan, a transparent process, and a well-structured asset allocation that reflects their goals and time horizon. Our approach focuses on clarity, consistency, and realistic expectations, combining traditional financial instruments with modern assets, including a small allocation to Bitcoin as part of a diversified long-term strategy.
K+
Users have already chosen long-term planning
%
Users consistently follow their chosen strategy over time
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Financial strategies developed and implemented
Our Strengths

Why people trust us

01

Operating in 3 countries

We operate in Canada, France, and Belgium through a structure designed to support local compliance and long-term client service.
02

Your money is separate

Client money is kept separate from company funds. We do not mix your savings with our operating capital.
03

Full transparency

Every transaction is documented so you can clearly see how your savings are allocated and how the process works over time.
04

Licensed partners

We work with regulated brokers and licensed crypto providers to ensure a compliant and transparent service structure.
Services Overview

How each service supports your financial plan

Each service addresses a different financial task, but together they help build a more complete and sustainable long-term planning system.

Retirement Savings Plan

Regular contributions designed to build long-term capital through a consistent and disciplined structure.

Lump Sum Investment

A one-time investment approach for structuring a larger amount within a long-term allocation model.

Personal Financial Review

A structured review of savings, assets, and financial organization to improve clarity and alignment.

Retirement Income Planning

Planning how accumulated assets may support future retirement spending in a sustainable and balanced way.
How it works

How it works in 3 steps

01.

You choose your plan

Monthly amount, years, risk level
02.

We recommend allocation

Based on your risk profile
03.

We buy and deliver

We purchase assets and send to your accounts/wallets
Learn more
How Instruments Work Together

A Portfolio Is Stronger When Each Instrument Has a Clear Role

  • ETFs
  • Stocks
  • Bonds
  • Bitcoin
ETFs are generally the main equity tool in the strategy because they make diversification simpler and reduce reliance on individual companies.
  • Broad market exposure
  • Lower complexity
  • More balanced allocation
Stocks help explain direct company ownership and the role of equities in long-term growth, but they are generally not the main equity structure of the portfolio.
  • Direct ownership in individual companies
  • Higher company-specific risk
  • Used more selectively than ETFs
Bonds provide stability and help reduce overall volatility. They support a more predictable structure, especially in conservative and balanced profiles.
  • Capital protection role
  • More consistent outcomes
  • Balance against equity risk
Bitcoin is included only as a small diversification element. Its role is limited, and it never becomes the foundation of the overall strategy.
  • Usually 0–10% allocation
  • Added only for diversification
  • Used with strict risk control
Learn More
Our strategy

Our investment strategy — simple and balanced

Our approach combines secure assets, global stocks, and a small allocation to bitcoin in order to balance stability, long-term growth, and diversification.
01

Secure assets — 50–70%

Bonds, savings, low-risk
02

Stocks — 30–45%

Global companies via ETFs
03

Bitcoin — 0–10%

Long-term diversification (only 5% in balanced profile)

Bitcoin is never more than 5-10% of your portfolio. It's a small hedge, not a gamble.

View full strategy

Ready to start saving for your future?

Get a free consultation. We'll explain how it works for your situation.
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