How It Works

How It Works

How we help you save for retirement

We use a simple and transparent approach to long-term savings. No complicated products, no speculation, and no unnecessary risk — just a clear strategy designed to work over many years.

Our role is to help you understand how the process works, how your savings are allocated, and how each part of the strategy supports long-term financial planning. You always see the structure before you start, including secure assets, global stocks, and a small allocation to bitcoin as part of diversification.

This makes the process easier to understand and helps you follow a long-term savings plan with greater confidence and transparency.
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Calculate your savings

How much could you save?

Estimate how fixed monthly contributions could grow over time with monthly compounding.
Step 1: Currency
Choose the currency used for the estimate.
Step 2: Amount
A fixed amount invested at the end of each month.
Step 3: Time
Length of time you plan to save.
Step 4: Plan
Each plan uses a fixed annual rate assumption.
How it works

The process is designed to be simple and follow a few clear steps

We use a straightforward structure so you can understand how your savings are planned, allocated, and reported over time.
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  • 1. You choose your plan
    Tell us how much you can save each month, for how many years, and your preferred risk level. Our calculator shows a long-term projection.
  • 2. We recommend allocation
    Based on your risk profile, we suggest how to split your savings:
    • Secure assets (bonds, savings accounts)
    • Global stocks (ETFs)
    • Bitcoin (small part, 0-10%)
    You always see the allocation before you start.

    Allocation by risk profile

    Risk level Secure Stocks Bitcoin
    Conservative 70% 30% 0%
    Balanced 50% 45% 5%
    Growth 30% 60% 10%
  • 3. You transfer your money
    You make a bank transfer to your personal account with us. We do not mix client money with company funds. Your money stays separate.
  • 4. We buy the assets
    Each month we:
    • Buy stocks/ETFs through regulated brokers
    • Buy bitcoin through licensed OTC desks or regulated exchanges
    • Document every transaction
    For bitcoin, we send it directly to your personal wallet. We do not hold your crypto.
  • 5. You receive a report
    You receive a monthly report with:
    • Amount invested
    • Purchase price and date
    • Transaction hash (for bitcoin)
    • Current value of your portfolio
Core principles

The principles behind our long-term savings approach

01.

Long-term approach

We focus on steady growth over time rather than short-term market fluctuations.
02.

Transparency

Every transaction is documented, and you always understand what is happening with your savings.
03.

Client control

All assets are held in your name. You keep full control over your funds.

Frequently Asked Questions

  • 1. What if bitcoin drops sharply?
    That is why bitcoin is only 5-10% of your portfolio. If it drops, you lose a small part. If it grows, you benefit. It is a hedge, not a bet.
  • 2. Can I withdraw my money anytime?
    Yes. You can request withdrawal at any time. Secure assets and stocks are sold, and bitcoin is sent to you or converted. Processing takes 3-7 business days.
  • 3. How do I know my bitcoin is really mine?
    We send bitcoin directly to your personal wallet. You control the private keys. We never have access to your wallet. You can verify each transaction on the blockchain using the hash we provide.
  • 4. What if I make a mistake with my wallet address?
    We double-check every address before sending. If you provide a wrong address, we do not proceed until we confirm with you. Your safety is our priority.
  • 5. Are you regulated?
    We work with licensed partners in each country. In Canada (MSB/FINTRAC), in France (PSAN/AMF), in Belgium (FSMA). We follow all local rules for crypto and financial services.
  • 6. What are your fees?
    We charge a small management fee (0.5-1% per year depending on portfolio size). Transaction fees (bank, broker, blockchain) are passed through at cost. No hidden fees.

Ready to start saving for your future?

Get a free consultation. We'll explain how it works for your situation.
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